The importance of a mortgage pre-approval

This text discusses the importance of doing one's homework when it comes to arranging financing for a real estate transaction, as all parties involved have a lot at stake. It talks about the time and resources that go into such a transaction, such as research, coordination, and preparation, and how lenders have different criteria that can change one's mortgage options. It emphasizes that lenders look for consistent employment, timely payments on previous credit facilities, and a down payment organized.

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