Guide to Refinancing a Mortgage in B.C.

Refinancing a mortgage is a process in which a homeowner obtains a new mortgage to pay off their existing mortgage, which can result in a lower interest rate, access to home equity as cash, or both. This process is similar to getting a purchase mortgage, and requires the homeowner to provide personal information, proof of income, tax documents, financial details, and more. Refinancing can be beneficial to take advantage of lower interest rates, access home equity, or both.

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