Banks turned you down for a mortgage?
You can count on us.

We offer alternative mortgage solutions across BC.

Don't settle for less when Buying a new home or Refinancing your existing home.
We have alternative mortgage rates to suit your needs

It can be challenging to get a mortgage from major Canadian banks in British Columbia. 
Potential borrowers must have a steady income, keep their debt-to-income ratio low, and establish a down payment to meet the criteria of other loan sources. 

If you are looking for an alternative mortgage rate, Our team of experts can help you find the perfect solution. To be approved for a loan from a bank, the borrower must meet the necessary criteria; failure to follow the bank’s preferred lending policies, inability to pay all required dues, or not fulfilling the prerequisites set can lead to rejection.

Need Help? Don't hesitate to reach out.
No Set-up fee and No Obligation? Call us!!

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Client Testimonials

5/5
Raj made the process look effortless as it can be overwhelming for us Buyers. Raj educated and guided me through the entire process and found a great Mortgage interest rate for Me. I recommend Raj to all my family and friends.
Shirley
5/5
My partner and I had a unique situation and needed expert mortgage advice. We worked with Raj, who took the time to learn about our situation and refinance our existing townhouse. Throughout the entire process of us being his clients, we felt very supported. He was also available outside of regular hours, which was a relief for our busy schedules.
Manny
5/5
Raj is the quintessential mortgage broker to have in your court, whether refinancing or buying a home. Raj can deftly guide you with his wealth of knowledge and insight in real estate and the mortgage business, ensuring a smooth and successful transaction.
Scott

Ask us if you are eligible for a better mortgage.

You can ask us any mortgage questions or discuss your possible mortgage solutions with us.
We would like to hear from you.

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